Construction-to-Permanent Loan Pricer
Build your dream home with a single-close construction-to-permanent loan. One closing covers both the construction phase and permanent financing — lock your rate before building begins. Enter your lot value and cost of improvements to see rates from hundreds of lenders.
Construction-to-Permanent Loan Facts
- Single-close loan — one closing for both construction and permanent financing
- Lock your rate before construction begins
- Interest-only payments during the construction phase
- Automatically converts to a permanent mortgage when building is complete
- Available for primary residence, second home, or investment property
- Lot value plus cost of improvements determines total project cost
- Down payment based on total project cost (appraised value)
- Builder must be licensed and approved by the lender